We’re Here to Help You Make Smarter Money Moves, One Decision at a Time

Whether you’re rebuilding credit, side hustling to survive, or trying to escape debt without shame, this is your judgment-free money zone.

Our Mission

At Money Mood Board, we believe that financial freedom isn’t about being rich; it’s about feeling safe, in control, and confident with money.

We started this platform to answer the real questions that 20-somethings and early earners face:

Why did my credit drop after paying off a loan?
How do I save when I barely make enough?
Is it dumb to use BNPL?
Can I build credit if I’m a freelancer?

We blend real talk, research-backed content, and practical tools to help you make one better money move at a time.

Who We’re For

Money Mood Board is built for:

20-somethings figuring out adult money stuff
Creatives, students & freelancers with variable income
Anyone trying to rebuild credit or save without shame
People are sick of jargon and tired of being talked down to

Meet the Founder – Yinka Olayokun

Hi, I’m Yinka, a digital strategist, financial literacy nerd, and the voice behind Money Mood Board.

I started this platform because I got tired of reading generic money advice that didn’t apply to people like me, people living real life, managing inconsistent income, debt, and goals.

I believe:

You can build credit without carrying debt
Budgeting shouldn’t feel like punishment
Everyone deserves judgment-free money guidance — especially Black, Brown, immigrant, and underserved communities

If you’ve ever asked, “Why is nobody explaining this in plain English?”, this space is for you.

Why “Money Mood Board”?

A mood board inspires vision, clarity, and identity.
We created one for your money life.

Money is deeply emotional. Whether it’s fear, freedom, shame, or joy, we’re here to help you make financial decisions that feel better and build power.

Want to Collaborate, Feature Us, or Say Hi?

We love partnering with platforms, creators, and journalists on topics around:

Credit & debt recovery
Personal finance for freelancers
Youth financial literacy
Money and mental health