Welcome to Money Mood Board
Money isn’t just about numbers; it’s about choices, freedom, and the life you’re building. We help Gen Z and Millennials in the UK, US, Canada, and Nigeria make smarter money decisions, without the fluff.
Whether you’re just starting out, figuring out credit, or looking for your next side hustle, this is where your financial confidence begins.
So, What Exactly Is Money Mood Board?
We’re a modern financial lifestyle blog for young people who want clarity, not confusion. Here’s what we focus on:
- Money Mindset: Tackle emotional spending, scarcity thinking, and burnout
- Big Life Choices: Like renting, buying, moving abroad, or going freelance
- Tools & Reviews — : We test the apps and hacks so you don’t have to
Start with These Guides (Based on Where You Are)
Just Starting Your Money Journey?
- How to Build Credit in Your 20s (Even If You’re Broke)
- Budgeting for Beginners: The 50/30/20 Rule Made Easy
Looking to Earn More on the Side?
- 25 Side Hustles You Can Start from Your Phone
- Freelancing for Beginners (With $0 Tools)
Already Working But Struggling with Credit or Bills?
- BNPL & Your Credit Score: What Klarna, Afterpay Don’t Tell You
- Emergency Fund 101: How Much, Where, and Why
Who's Behind Money Mood Board?
Hi, I’m Yinka Olayokun. I’ve spent 15+ years helping businesses and individuals grow online, from SEO to website development, to marketing campaigns, to building digital products. But this site? It’s personal.
Money Mood Board is built for people like me, people who didn’t grow up talking about money, but are learning to do better, one financial decision at a time.
We focus on practical, relatable advice — no gatekeeping, no jargon.
Follow me on Twitter/X & IG @olayokunyinka
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Ready to Make Smarter Money Moves?
Hit subscribe, follow our story, or dive into a guide that speaks to your current money mood.