Primary sources only
For any number, rule, or limit, the source must be the regulator, statute, agency, or issuer that publishes it, IRS, SEC, FDIC, NCUA, CFPB, Federal Reserve, Treasury, BLS, or the issuing financial institution. Secondary aggregators are never the citation of record.
Four-eyes review
Every numeric claim is checked by a writer and a second editor against the linked source. Discrepancies trigger a re-check and, where needed, a correction (see our corrections policy).
Dated re-checks
Each article carries a "Reviewed by / Reviewed on" stamp. We re-check rate, limit and rule pages quarterly, and within seven days of any major IRS, SEC or Federal Reserve announcement that materially changes the answer.
How calculators are validated
Calculator outputs are unit-tested against worked examples drawn from primary sources. The exact formulas are published in our methodology.
Flag a fact
If something looks wrong, email hello@moneymoodboard.com with the URL and the source you believe contradicts it. We respond within five business days.